Compare

Affirm vs Visa

MonkScore ranges and fundamentals, side by side

Key facts

Affirm and Visa: key facts

  • In fiscal 2026, Affirm Holdings, Inc. reported revenue of $3.9B and net income of $1.9B.
  • In fiscal 2026, Visa Inc. reported revenue of $45.9B and net income of $23.5B.
  • Affirm Holdings, Inc.'s revenue grew 30.8% a year from fiscal 2022 to fiscal 2026.
  • Visa Inc.'s revenue grew 11.9% a year from fiscal 2022 to fiscal 2026.
  • Affirm Holdings, Inc.'s free cash flow was positive in 3 of the 5 fiscal years from 2022 to 2026.
  • Visa Inc.'s free cash flow was positive in 5 of the 5 fiscal years from 2022 to 2026.
  • In the twelve months to 30 June 2026, Affirm Holdings, Inc. reported revenue of $4.2B and net income of $1.9B.
  • In the twelve months to 30 September 2026, Visa Inc. reported revenue of $45.9B and net income of $23.5B.

Side by side

Affirm and Visa, side by side

Each figure is in the company's reporting currency, with its fiscal year or the date of its last report.

FigureAffirm Holdings, Inc.NASDAQ:AFRMVisa Inc.NYSE:V
MonkScore
MonkScore range80–90as of October 202690–100as of October 2026
Sector rank111 of 850 in Financial Services13 of 850 in Financial Services
How this score is madeDisclaimer
Profile
SectorFinancial ServicesFinancial Services
IndustryFinancial - Credit ServicesFinancial - Credit Services
Latest fiscal year
Revenue$3.9BFY 2026$45.9BFY 2026
Net income$1.9BFY 2026$23.5BFY 2026
Free cash flow$992.6MFY 2026$22.1BFY 2026
Operating cash flow$1.2BFY 2026$23.7BFY 2026
Total debt$9.8BFY 2026$22.1BFY 2026
Cash$2.4BFY 2026$12.9BFY 2026
Last 12 months
Revenue$4.2Bto 30 June 2026$45.9Bto 30 September 2026
Net income$1.9Bto 30 June 2026$23.5Bto 30 September 2026
Free cash flow$993.1Mto 30 June 2026$22.1Bto 30 September 2026
Operating cash flow$1.2Bto 30 June 2026$23.7Bto 30 September 2026
Total debt$9.8Bto 30 June 2026$22.1Bto 30 September 2026
Cash$2.4Bto 30 June 2026$12.9Bto 30 September 2026

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