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SoFi Technologies vs Capital One Financial

MonkScore ranges and fundamentals, side by side

Key facts

SoFi Technologies and Capital One Financial: key facts

  • In fiscal 2025, SoFi Technologies, Inc. reported revenue of $4.8B and net income of $481.3M.
  • In fiscal 2025, Capital One Financial Corporation reported revenue of $69.3B and net income of $2.5B.
  • SoFi Technologies, Inc.'s revenue grew 44.7% a year from fiscal 2021 to fiscal 2025.
  • Capital One Financial Corporation's revenue grew 21.3% a year from fiscal 2021 to fiscal 2025.
  • SoFi Technologies, Inc.'s free cash flow was positive in 0 of the 5 fiscal years from 2021 to 2025.
  • Capital One Financial Corporation's free cash flow was positive in 5 of the 5 fiscal years from 2021 to 2025.
  • In the twelve months to 30 September 2026, SoFi Technologies, Inc. reported revenue of $6.1B and net income of $737.9M.
  • In the twelve months to 30 September 2026, Capital One Financial Corporation reported revenue of $79.1B and net income of $10.9B.

Side by side

SoFi Technologies and Capital One Financial, side by side

Each figure is in the company's reporting currency, with its fiscal year or the date of its last report.

FigureSoFi Technologies, Inc.NASDAQ:SOFICapital One Financial CorporationNYSE:COF
MonkScore
MonkScore range20–29as of November 202660–69as of November 2026
Sector rank665 of 867 in Financial Services336 of 867 in Financial Services
How this score is madeDisclaimer
Profile
SectorFinancial ServicesFinancial Services
IndustryFinancial - Credit ServicesFinancial - Credit Services
Latest fiscal year
Revenue$4.8BFY 2025$69.3BFY 2025
Net income$481.3MFY 2025$2.5BFY 2025
Free cash flow-$4.0BFY 2025$26.1BFY 2025
Operating cash flow-$3.7BFY 2025$27.7BFY 2025
Total debt$1.9BFY 2025$51.0BFY 2025
Cash$4.9BFY 2025$57.4BFY 2025
Last 12 months
Revenue$6.1Bto 30 September 2026$79.1Bto 30 September 2026
Net income$737.9Mto 30 September 2026$10.9Bto 30 September 2026
Free cash flow-$8.1Bto 30 September 2026$28.8Bto 30 September 2026
Operating cash flow-$7.8Bto 30 September 2026$28.0Bto 30 September 2026
Total debt$4.0Bto 30 September 2026$49.8Bto 30 September 2026
Cash$2.8Bto 30 September 2026$48.9Bto 30 September 2026

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