Brown & Brown, Inc. (BRO)
NYSE · Financial Services · Insurance - Brokers
Profile
Brown & Brown, Inc.
- Exchange
- NYSE
- Ticker
- BRO
- Sector
- Financial Services
- Industry
- Insurance - Brokers
- Country
- US
Brown & Brown, Inc. operates as an insurance brokerage firm, providing a diverse range of products and services throughout the United States, Bermuda, Canada, Ireland, the United Kingdom, and the Cayman Islands. The company's operations are strategically divided into four primary segments: Retail, National Programs, Wholesale Brokerage, and Services. The Retail division delivers a comprehensive suite of property and casualty, employee benefits, personal, and specialized insurance offerings, complemented by services such as loss control assessments, consulting, and claims processing. This segment caters to a broad spectrum of clients, including commercial entities, public and quasi-public organizations, professionals, and individuals. The National Programs segment focuses on professional liability and associated bundled insurance products for specific sectors like dentistry, law, optometry, insurance, finance, medicine, and real estate title professionals, alongside supplementary coverages for events, medical facilities, and cyber risks. This segment also provides outsourced services to insurance carrier partners, encompassing product development, marketing, underwriting, actuarial analysis, compliance, claims, and other administrative support, while additionally managing commercial and public entity programs and flood insurance, largely through independent agents. The Wholesale Brokerage segment facilitates the distribution of excess and surplus commercial and personal lines insurance via independent agents and brokers. Finally, the Services segment offers critical support functions such as third-party claims administration and medical utilization management for workers' compensation and all-lines liability, along with Medicare Set-aside provisions, Social Security disability assistance, Medicare benefits advocacy, and claims adjusting services. Founded in 1939, Brown & Brown, Inc. is headquartered in Daytona Beach, Florida.
Key facts
Brown & Brown, Inc.: key facts
- Brown & Brown, Inc. (NYSE: BRO) is a Insurance - Brokers company in the Financial Services sector.
- In fiscal 2025, Brown & Brown, Inc. reported revenue of $5.8B and net income of $1.1B.
- Revenue grew 17.3% a year over the last 4 fiscal years.
- Free cash flow was positive in 5 of the last 5 fiscal years.
- Net income was positive in 5 of the last 5 fiscal years.
- Over the last twelve months, revenue was $7.0B and net income was $1.2B.
MonkScore
Brown & Brown, Inc.'s MonkScore
MonkScore
MonkScore range: 60–70
as of October 2026
Sector rank: 319 of 850 in Financial Services
How this score is madeDisclaimer
Pillar ranges
- Growth60–70
- Profitability60–70
- Quality80–90
- Market Conviction60–70
- Safety20–30
The MonkScore runs from 0 to 100. Each range is one of ten 10-point groups, from 0–10 to 90–100.
Each pillar's range uses the same ten groups. The exact score and the pillar scores are in the MonkStreet app.
Fundamentals
Figures from the statements
Brown & Brown, Inc.'s annual figures and the last twelve months, in USD. Last report: 30 September 2026.
| Figure | Last 12 months | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Revenue | $7.0B | $5.8B | $4.7B | $4.2B | $3.6B | $3.0B |
| Gross profit | $4.1B | $2.8B | $2.3B | $2.0B | $1.7B | $1.4B |
| Operating income | $1.9B | $2.8B | $1.4B | $1.2B | $963.0M | $854.7M |
| Net income | $1.2B | $1.1B | $993.0M | $870.5M | $671.8M | $587.1M |
| Operating cash flow | $1.6B | $1.5B | $1.2B | $1.0B | $881.0M | $808.8M |
| Capital expenditure | -$97.0M | -$68.0M | -$82.0M | -$69.0M | -$52.0M | -$45.0M |
| Free cash flow | $1.5B | $1.4B | $1.1B | $941.0M | $829.0M | $763.8M |
| Total debt | $8.1B | $7.9B | $4.1B | $4.0B | $4.2B | $2.2B |
| Cash | $1.1B | $1.1B | $675.0M | $700.0M | $650.0M | $693.2M |
Revenue growth a year
- 1-year
- 22.5%
- 3-year
- 17.4%
- 4-year
- 17.3%
Compound growth between fiscal years.
Peers
Similar companies
- Willis Towers Watson Public Limited CompanyNASDAQ:WTWMonkScore range: 70–80
- Aon plcNYSE:AONMonkScore range: 80–90
- TWFG, Inc. Common StockNASDAQ:TWFGMonkScore range: 80–90
- Marsh & McLennan Companies, Inc.NYSE:MRSHMonkScore range: 80–90
- CorVel CorporationNASDAQ:CRVLMonkScore range: 90–100
Compare
Compare with
Score my top stocks · 14-day free trial · card required · not charged during the trial · cancel in one click
MonkStreet provides research, not investment advice.
Page built on 31 October 2026.