The PNC Financial Services Group, Inc. (PNC)
NYSE · Financial Services · Banks - Regional
Profile
The PNC Financial Services Group, Inc.
- Exchange
- NYSE
- Ticker
- PNC
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- US
PNC Financial Services Group, Inc. stands as a diversified financial institution operating across the United States. Founded in 1852 and headquartered in Pittsburgh, Pennsylvania, the company maintains an extensive physical footprint, boasting 2,591 branches and 9,502 ATMs. Its Retail Banking division delivers a full spectrum of financial solutions to individual consumers and small businesses. This includes a variety of deposit accounts such as checking, savings, money market, and certificates of deposit. Lending products span residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education financing, and personal and small business loans and credit lines. Additionally, the segment provides brokerage, insurance, investment, and cash management services, all accessible via its branch network, ATMs, call centers, and digital banking channels. The Corporate & Institutional Banking segment caters to the needs of mid-sized and large corporations, government entities, and not-for-profit organizations. It offers secured and unsecured commercial loans, letters of credit, and equipment leases. Services extend to sophisticated cash and investment management, including receivables and disbursement handling, fund transfers, international payment processing, and access to online/mobile information reporting. Furthermore, this segment provides expert advice on foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions, alongside offering equity capital markets advisory, commercial loan servicing, and technology solutions. PNC's Asset Management Group specializes in wealth management for a diverse clientele. For high net worth and ultra high net worth individuals and their families, it delivers tailored investment and retirement planning, customized investment management, credit and cash management strategies, and trust administration. This also includes specialized multi-generational family planning services for its wealthiest clients. Institutional clients benefit from outsourced chief investment officer capabilities, custody services, private real estate investment opportunities, cash and fixed income solutions, and fiduciary retirement advisory services.
Key facts
The PNC Financial Services Group, Inc.: key facts
- The PNC Financial Services Group, Inc. (NYSE: PNC) is a Banks - Regional company in the Financial Services sector.
- In fiscal 2025, The PNC Financial Services Group, Inc. reported revenue of $34.0B and net income of $6.9B.
- Revenue grew 14.6% a year over the last 4 fiscal years.
- Free cash flow was positive in 5 of the last 5 fiscal years.
- Net income was positive in 5 of the last 5 fiscal years.
- Over the last twelve months, revenue was $35.7B and net income was $7.9B.
MonkScore
The PNC Financial Services Group, Inc.'s MonkScore
MonkScore
MonkScore range: 20–30
as of October 2026
Sector rank: 615 of 850 in Financial Services
How this score is madeDisclaimer
Pillar ranges
- Growth30–40
- Profitability40–50
- Quality10–20
- Market Conviction70–80
- Safety10–20
The MonkScore runs from 0 to 100. Each range is one of ten 10-point groups, from 0–10 to 90–100.
Each pillar's range uses the same ten groups. The exact score and the pillar scores are in the MonkStreet app.
Fundamentals
Figures from the statements
The PNC Financial Services Group, Inc.'s annual figures and the last twelve months, in USD. Last report: 30 September 2026.
| Figure | Last 12 months | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Revenue | $35.7B | $34.0B | $33.7B | $31.9B | $23.5B | $19.7B |
| Gross profit | $24.5B | $22.3B | $20.0B | $20.7B | $20.6B | $20.0B |
| Operating income | $9.7B | $8.5B | $7.2B | $6.7B | $7.5B | $7.0B |
| Net income | $7.9B | $6.9B | $5.9B | $5.6B | $6.0B | $5.7B |
| Operating cash flow | $4.8B | $4.4B | $7.9B | $10.1B | $9.1B | $7.2B |
| Capital expenditure | $0.0 | $0.0 | $0.0 | $0.0 | $0.0 | $0.0 |
| Free cash flow | $4.8B | $4.4B | $7.9B | $10.1B | $9.1B | $7.2B |
| Total debt | $79.8B | $57.1B | $61.7B | $72.7B | $58.7B | $33.0B |
| Cash | $30.4B | $39.7B | $46.3B | $50.7B | $34.4B | $82.3B |
Revenue growth a year
- 1-year
- 0.8%
- 3-year
- 13.0%
- 4-year
- 14.6%
Compound growth between fiscal years.
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Page built on 31 October 2026.