Regions Financial Corporation (RF)
NYSE · Financial Services · Banks - Regional
Profile
Regions Financial Corporation
- Exchange
- NYSE
- Ticker
- RF
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- US
Regions Financial Corporation (RF) operates as a financial holding company, delivering a comprehensive array of banking and related services to both individual consumers and corporate entities. The firm's operations are strategically divided into three principal divisions: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment specializes in commercial banking solutions. Its extensive offerings include various lending options such as commercial and industrial loans, commercial real estate financing, and investor real estate credit. Furthermore, it provides equipment lease financing, manages diverse deposit products, and offers sophisticated capital markets services like securities underwriting and placement, loan syndication, foreign exchange, derivatives, and merger and acquisition advisory, along with other consulting services. This segment primarily serves corporate clients, middle-market businesses, and developers and investors in commercial real estate. Focusing on individual customers, the Consumer Bank segment delivers a range of personal financial products. These include residential first mortgages, home equity lines of credit and loans, consumer credit cards, and other personal lending facilities, in addition to deposit accounts. The Wealth Management division offers extensive financial planning and asset management services. Its provisions encompass credit-related products, retirement and savings solutions, trust and investment management, and estate planning expertise. Its diverse clientele includes individuals, businesses, governmental organizations, and non-profit entities. Beyond these core banking functions, Regions Financial Corporation also provides investment and insurance products, facilitates the syndication of corporate funds for low-income housing tax credits, and engages in various other specialized financing activities. As of March 1, 2022, the company maintained a significant physical presence, operating through a network of 1,300 banking branches and approximately 2,000 automated teller machines across the Southern, Midwestern, and Texas regions of the United States. Regions Financial Corporation was established in 1971 and its corporate headquarters are located in Birmingham, Alabama.
Key facts
Regions Financial Corporation: key facts
- Regions Financial Corporation (NYSE: RF) is a Banks - Regional company in the Financial Services sector.
- In fiscal 2025, Regions Financial Corporation reported revenue of $9.6B and net income of $2.2B.
- Revenue grew 9.8% a year over the last 4 fiscal years.
- Free cash flow was positive in 5 of the last 5 fiscal years.
- Net income was positive in 5 of the last 5 fiscal years.
- Over the last twelve months, revenue was $9.6B and net income was $2.3B.
MonkScore
Regions Financial Corporation's MonkScore
MonkScore
MonkScore range: 20–30
as of October 2026
Sector rank: 685 of 850 in Financial Services
How this score is madeDisclaimer
Pillar ranges
- Growth10–20
- Profitability70–80
- Quality0–10
- Market Conviction50–60
- Safety10–20
The MonkScore runs from 0 to 100. Each range is one of ten 10-point groups, from 0–10 to 90–100.
Each pillar's range uses the same ten groups. The exact score and the pillar scores are in the MonkStreet app.
Fundamentals
Figures from the statements
Regions Financial Corporation's annual figures and the last twelve months, in USD. Last report: 30 September 2026.
| Figure | Last 12 months | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Revenue | $9.6B | $9.6B | $9.4B | $9.2B | $7.5B | $6.6B |
| Gross profit | $7.4B | $7.2B | $6.6B | $7.0B | $6.9B | $7.0B |
| Operating income | $2.9B | $2.7B | $2.4B | $2.6B | $2.9B | $3.2B |
| Net income | $2.3B | $2.2B | $1.9B | $2.1B | $2.2B | $2.5B |
| Operating cash flow | $917.0M | $2.2B | $1.6B | $2.3B | $3.1B | $3.0B |
| Capital expenditure | -$3.0M | -$30.0M | -$146.0M | -$157.0M | -$288.0M | -$72.0M |
| Free cash flow | $914.0M | $2.2B | $1.5B | $2.2B | $2.8B | $3.0B |
| Total debt | $10.5B | $4.9B | $6.5B | $2.3B | $2.3B | $2.4B |
| Cash | $10.3B | $10.9B | $10.7B | $6.8B | $11.2B | $29.4B |
Revenue growth a year
- 1-year
- 2.5%
- 3-year
- 8.7%
- 4-year
- 9.8%
Compound growth between fiscal years.
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Page built on 31 October 2026.