The Travelers Companies, Inc. (TRV)
NYSE · Financial Services · Insurance - Property & Casualty
Profile
The Travelers Companies, Inc.
- Exchange
- NYSE
- Ticker
- TRV
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Country
- US
The Travelers Companies, Inc., through its network of subsidiaries, delivers a broad spectrum of commercial and personal property and casualty insurance products and services. These offerings cater to businesses, government entities, associations, and individual clients both within the United States and internationally. The company's operations are divided into three primary segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment provides a comprehensive portfolio of commercial coverages, ranging from foundational offerings like workers' compensation, commercial auto, property, general liability, multi-peril, and employers' liability, to more specialized policies. These specialized offerings include public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and even kidnap and ransom insurance. This segment serves a diverse clientele, from small and mid-sized enterprises to large corporations, and also focuses on sectors like commercial trucking and agriculture. Its products are distributed through a robust network of independent brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment focuses on providing surety and fidelity bonds, as well as management and professional liability insurance. Additionally, it offers other property and casualty coverages paired with crucial risk management services. Distribution for this segment is handled via independent agencies and brokers. Lastly, the Personal Insurance segment addresses individual needs by offering property and casualty insurance for personal risks. Its primary focus areas are automobile and homeowners insurance, which are also made available to consumers through independent agencies and brokers. Founded in 1853, The Travelers Companies, Inc. maintains its headquarters in New York, New York.
Key facts
The Travelers Companies, Inc.: key facts
- The Travelers Companies, Inc. (NYSE: TRV) is a Insurance - Property & Casualty company in the Financial Services sector.
- In fiscal 2025, The Travelers Companies, Inc. reported revenue of $48.8B and net income of $6.3B.
- Revenue grew 8.8% a year over the last 4 fiscal years.
- Free cash flow was positive in 5 of the last 5 fiscal years.
- Net income was positive in 5 of the last 5 fiscal years.
- Over the last twelve months, revenue was $48.9B and net income was $8.3B.
MonkScore
The Travelers Companies, Inc.'s MonkScore
MonkScore
MonkScore range: 80–90
as of October 2026
Sector rank: 99 of 850 in Financial Services
How this score is madeDisclaimer
Pillar ranges
- Growth70–80
- Profitability80–90
- Quality90–100
- Market Conviction70–80
- Safety50–60
The MonkScore runs from 0 to 100. Each range is one of ten 10-point groups, from 0–10 to 90–100.
Each pillar's range uses the same ten groups. The exact score and the pillar scores are in the MonkStreet app.
Fundamentals
Figures from the statements
The Travelers Companies, Inc.'s annual figures and the last twelve months, in USD. Last report: 30 September 2026.
| Figure | Last 12 months | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Revenue | $48.9B | $48.8B | $46.4B | $41.4B | $36.9B | $34.8B |
| Gross profit | $17.1B | $14.3B | $12.4B | $8.9B | $8.5B | $9.5B |
| Operating income | $10.6B | $7.8B | $6.2B | $3.4B | $3.4B | $4.5B |
| Net income | $8.3B | $6.3B | $5.0B | $3.0B | $2.8B | $3.7B |
| Operating cash flow | $10.7B | $10.6B | $9.1B | $7.7B | $6.5B | $7.3B |
| Capital expenditure | $0.0 | $0.0 | $0.0 | $0.0 | $0.0 | $0.0 |
| Free cash flow | $10.7B | $10.6B | $9.1B | $7.7B | $6.5B | $7.3B |
| Total debt | $9.8B | $9.3B | $8.0B | $8.0B | $7.3B | $7.3B |
| Cash | $766.0M | $710.0M | $568.0M | $650.0M | $799.0M | $761.0M |
Revenue growth a year
- 1-year
- 5.2%
- 3-year
- 9.8%
- 4-year
- 8.8%
Compound growth between fiscal years.
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Page built on 31 October 2026.