UnitedHealth Group Incorporated (UNH)
NYSE · Healthcare · Medical - Healthcare Plans
Profile
UnitedHealth Group Incorporated
- Exchange
- NYSE
- Ticker
- UNH
- Sector
- Healthcare
- Industry
- Medical - Healthcare Plans
- Country
- US
UnitedHealth Group Incorporated (UNH) operates as a comprehensive healthcare enterprise across the United States, structuring its diverse services into four key divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment provides a wide array of health benefit plans and consumer-focused services. These offerings cater to a broad spectrum of clients, including large national corporations, public sector employers, mid-sized and small businesses, and individual consumers. It also delivers specialized health coverage and wellness programs tailored for individuals aged 50 and older, addressing their needs for preventive and acute care, chronic disease management, and other age-specific health issues. This division further encompasses Medicaid plans, children's health insurance, dental benefits, and various hospital and clinical services. Optum Health focuses on delivering direct healthcare solutions and management services. It facilitates access to networks of specialist care providers, offers health management programs, direct care delivery, consumer engagement initiatives, and financial services. Its diverse clientele includes individuals (served directly through care systems), employers, insurance payers, and government organizations. Optum Insight specializes in providing technology, information, and consulting services to the healthcare industry. Its offerings include software and data products, advisory consulting arrangements, and outsourced managed services. Clients span hospital systems, physicians, health plans, governmental bodies, life sciences companies, and other relevant organizations. Finally, Optum Rx handles the company's pharmaceutical care services. This segment manages retail pharmacy networks, provides home prescription delivery, and offers specialty and compounding pharmacy capabilities. Leveraging its purchasing power and clinical expertise, Optum Rx also develops advanced programs related to step therapy, formulary management, medication adherence, and integrated disease and drug therapy management. UnitedHealth Group Incorporated, founded in 1977, has its corporate headquarters located in Minnetonka, Minnesota.
Key facts
UnitedHealth Group Incorporated: key facts
- UnitedHealth Group Incorporated (NYSE: UNH) is a Medical - Healthcare Plans company in the Healthcare sector.
- In fiscal 2025, UnitedHealth Group Incorporated reported revenue of $447.6B and net income of $12.1B.
- Revenue grew 11.7% a year over the last 4 fiscal years.
- Free cash flow was positive in 5 of the last 5 fiscal years.
- Net income was positive in 5 of the last 5 fiscal years.
- Over the last twelve months, revenue was $449.7B and net income was $15.9B.
MonkScore
UnitedHealth Group Incorporated's MonkScore
MonkScore
MonkScore range: 60–70
as of October 2026
Sector rank: 225 of 628 in Healthcare
How this score is madeDisclaimer
Pillar ranges
- Growth50–60
- Profitability70–80
- Quality20–30
- Market Conviction50–60
- Safety60–70
The MonkScore runs from 0 to 100. Each range is one of ten 10-point groups, from 0–10 to 90–100.
Each pillar's range uses the same ten groups. The exact score and the pillar scores are in the MonkStreet app.
Fundamentals
Figures from the statements
UnitedHealth Group Incorporated's annual figures and the last twelve months, in USD. Last report: 30 September 2026.
| Figure | Last 12 months | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Revenue | $449.7B | $447.6B | $400.3B | $371.6B | $324.2B | $287.6B |
| Gross profit | $102.6B | $82.9B | $89.4B | $91.0B | $79.6B | $69.7B |
| Operating income | $23.9B | $19.0B | $32.3B | $32.4B | $28.4B | $24.0B |
| Net income | $15.9B | $12.1B | $14.4B | $22.4B | $20.1B | $17.3B |
| Operating cash flow | $26.2B | $19.7B | $24.2B | $29.1B | $26.2B | $22.3B |
| Capital expenditure | -$3.4B | -$3.6B | -$3.5B | -$3.4B | -$2.8B | -$2.5B |
| Free cash flow | $22.8B | $16.1B | $20.7B | $25.7B | $23.4B | $19.9B |
| Total debt | $74.3B | $78.4B | $76.9B | $67.4B | $57.6B | $46.0B |
| Cash | $25.8B | $24.4B | $25.3B | $25.4B | $23.4B | $21.4B |
Revenue growth a year
- 1-year
- 11.8%
- 3-year
- 11.4%
- 4-year
- 11.7%
Compound growth between fiscal years.
Peers
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Page built on 31 October 2026.