U.S. Bancorp (USB)
NYSE · Financial Services · Banks - Diversified
Profile
U.S. Bancorp
- Exchange
- NYSE
- Ticker
- USB
- Sector
- Financial Services
- Industry
- Banks - Diversified
- Country
- US
U.S. Bancorp (USB) functions as a broad-based financial services holding company, delivering a comprehensive spectrum of banking and financial solutions throughout the United States. Its diverse customer base includes individual consumers, various businesses, institutional organizations, governmental bodies, and other financial entities. The company organizes its operations across key segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. Its offerings encompass fundamental depository services such as checking accounts, savings accounts, and time certificates. U.S. Bancorp also extends a variety of credit facilities, including traditional lending products, credit card services, lease financing, support for import/export trade, asset-backed lending, and agricultural finance. Furthermore, it provides supplementary services like capital markets access, treasury management, and receivable lock-box collection for its corporate and governmental clients. The firm also offers a full suite of asset management and fiduciary services designed for individuals, estates, foundations, corporations, and charitable organizations. Beyond these, the company supplies investment and insurance products, predominantly to customers within its operating regions, and delivers fund administration services to a range of mutual and other investment funds. Its portfolio also includes corporate and purchasing card services, corporate trust management, and merchant processing. U.S. Bancorp's capabilities additionally span investment management, ATM network operation, mortgage banking, insurance provision, brokerage activities, and leasing services. As of December 31, 2021, the company distributed its products and services through a physical network of 2,230 banking branches, mainly concentrated in the Midwest and Western United States. Digital access was also extensively provided via online platforms, mobile devices, and other electronic channels. Additionally, it managed a network of 4,059 ATMs. Founded in 1863, U.S. Bancorp is headquartered in Minneapolis, Minnesota.
Key facts
U.S. Bancorp: key facts
- U.S. Bancorp (NYSE: USB) is a Banks - Diversified company in the Financial Services sector.
- In fiscal 2025, U.S. Bancorp reported revenue of $42.9B and net income of $7.6B.
- Revenue grew 15.9% a year over the last 4 fiscal years.
- Free cash flow was positive in 5 of the last 5 fiscal years.
- Net income was positive in 5 of the last 5 fiscal years.
- Over the last twelve months, revenue was $44.0B and net income was $8.4B.
MonkScore
U.S. Bancorp's MonkScore
MonkScore
MonkScore range: 30–40
as of October 2026
Sector rank: 600 of 850 in Financial Services
How this score is madeDisclaimer
Pillar ranges
- Growth30–40
- Profitability40–50
- Quality20–30
- Market Conviction60–70
- Safety0–10
The MonkScore runs from 0 to 100. Each range is one of ten 10-point groups, from 0–10 to 90–100.
Each pillar's range uses the same ten groups. The exact score and the pillar scores are in the MonkStreet app.
Fundamentals
Figures from the statements
U.S. Bancorp's annual figures and the last twelve months, in USD. Last report: 30 September 2026.
| Figure | Last 12 months | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Revenue | $44.0B | $42.9B | $42.7B | $40.6B | $27.4B | $23.7B |
| Gross profit | $28.5B | $26.9B | $25.1B | $25.7B | $22.2B | $23.9B |
| Operating income | $10.7B | $9.5B | $7.9B | $6.9B | $7.3B | $10.2B |
| Net income | $8.4B | $7.6B | $6.3B | $5.4B | $5.8B | $8.0B |
| Operating cash flow | $9.0B | $8.0B | $11.3B | $8.4B | $21.1B | $9.9B |
| Capital expenditure | $0.0 | $0.0 | $0.0 | $0.0 | $0.0 | $0.0 |
| Free cash flow | $9.0B | $8.0B | $11.3B | $8.4B | $21.1B | $9.9B |
| Total debt | $73.0B | $77.9B | $73.5B | $66.8B | $71.0B | $43.9B |
| Cash | $49.5B | $46.9B | $56.5B | $61.2B | $53.5B | $28.9B |
Revenue growth a year
- 1-year
- 0.3%
- 3-year
- 16.1%
- 4-year
- 15.9%
Compound growth between fiscal years.
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Page built on 31 October 2026.