How do I calculate how much dividend I will get?

Multiply the shares you own by the dividend per share: income = shares × DPS. For a yield-based estimate, multiply your invested amount by the dividend yield. $10,000 at a 3% yield pays about $300 a year, typically in quarterly installments. This calculator does it from a ticker's real trailing-twelve-month payout.

How much do I need to invest to make $1,000 a month in dividends?

At a 3% average yield you would need about $400,000 ($12,000 a year ÷ 0.03); at 4%, about $300,000. Chasing much higher yields to shrink that number is risky, because unusually high yields often signal a payout the market expects to be cut.

What is a good dividend yield?

Most healthy dividend payers yield between 2% and 5%. Above roughly 6–8%, ask why the market is paying you so much: the yield may be high because the price has fallen on real problems. Yield only matters alongside the payout ratio and the stability of the underlying earnings and cash flow.

What's the difference between dividend yield and dividend growth rate?

Yield is what the stock pays today (annual DPS ÷ price); the growth rate is how fast that payment has been rising. A 2% yield growing 10% a year doubles your income on cost in about seven years, which is why long-horizon investors often earn more from growth than from a high starting yield.

Is a stock's dividend safe?

Check three things: the payout ratio (dividends ÷ earnings; durable payers usually stay under ~60%), free cash flow coverage, and balance sheet strength. A dividend financed by debt or exceeding free cash flow is at risk regardless of its history. MonkStreet's Safety pillar scores exactly these inputs.

Can I calculate dividends for stocks and ETFs?

This calculator's pre-filled mode covers individual stocks in our coverage universe. For ETFs or anything else, switch to manual mode and enter the fund's distribution yield and your own growth assumption. The math is identical.

Are dividend payments taxable?

In most jurisdictions, yes. In the US, qualified dividends are taxed at capital gains rates and ordinary dividends at income rates, and reinvested dividends are taxable in the year received even though you never see the cash. This calculator shows pre-tax figures; consult a tax professional for your situation.

Dividend Calculator

Project dividend income for any stock from its real payout history and yield.

Try:

Your investment

Years

Projected annual dividend income in year 20

$758.09

A 2–5% yield is the range where most durable dividend payers live.

Income in year 1: $300.00
Total dividends over 20 years: $9,920
Current yield: 3.00%

Annual dividend income

Adjust the payout data & assumptions

Payout data

Share price

Annual dividend per share

Dividend growth

%/yr

Your assumptions

Share price growth

%/yr

Monthly contribution

How to project your dividend income

Enter any dividend payer (like KO) and hit Calculate income. Price, payout and its real dividend growth pre-fill.
Set your investment amount and horizon; the projection updates live.
Read the verdict under the result: the yield range and payout ratio tell you how durable the income is.
Open Adjust the payout data to test slower growth or a monthly contribution.
Chasing a bigger number? Prefer dividend growth over raw yield: growth compounds, while a stretched yield gets cut.

Projections are hypothetical and pre-tax; payout data comes from reported quarterly filings.

How much do you need invested for monthly dividend income?

Capital required = annual income ÷ yield. At the 2–5% yields where durable payers live:

$500/month

at 3% yield: $200,000
at 4% yield: $150,000
at 5% yield: $120,000

$1,000/month

at 3% yield: $400,000
at 4% yield: $300,000
at 5% yield: $240,000

$2,000/month

at 3% yield: $800,000
at 4% yield: $600,000
at 5% yield: $480,000

Reaching for yields above ~6% to shrink these numbers usually means the market doubts the payout. Check the payout ratio first.

How this was calculated

income₀ = shares × DPS, then each year DPS grows at g and contributions buy more shares.

Shares = investment ÷ share price, plus monthly contributions bought at each year's projected price. Annual income = shares × that year's dividend per share, with DPS growing at your chosen rate g (defaulting to the company's own recent dividend growth in ticker mode). Dividends are shown as cash income here; see the DRIP calculator for the reinvested version. Ticker data comes from reported payout history (trailing twelve months). Projections are hypothetical, pre-tax and not investment advice.

How does your stock score?

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Frequently asked questions

Multiply the shares you own by the dividend per share: income = shares × DPS. For a yield-based estimate, multiply your invested amount by the dividend yield. $10,000 at a 3% yield pays about $300 a year, typically in quarterly installments. This calculator does it from a ticker's real trailing-twelve-month payout.
At a 3% average yield you would need about $400,000 ($12,000 a year ÷ 0.03); at 4%, about $300,000. Chasing much higher yields to shrink that number is risky, because unusually high yields often signal a payout the market expects to be cut.
Most healthy dividend payers yield between 2% and 5%. Above roughly 6–8%, ask why the market is paying you so much: the yield may be high because the price has fallen on real problems. Yield only matters alongside the payout ratio and the stability of the underlying earnings and cash flow.
Yield is what the stock pays today (annual DPS ÷ price); the growth rate is how fast that payment has been rising. A 2% yield growing 10% a year doubles your income on cost in about seven years, which is why long-horizon investors often earn more from growth than from a high starting yield.
Check three things: the payout ratio (dividends ÷ earnings; durable payers usually stay under ~60%), free cash flow coverage, and balance sheet strength. A dividend financed by debt or exceeding free cash flow is at risk regardless of its history. MonkStreet's Safety pillar scores exactly these inputs.
This calculator's pre-filled mode covers individual stocks in our coverage universe. For ETFs or anything else, switch to manual mode and enter the fund's distribution yield and your own growth assumption. The math is identical.
In most jurisdictions, yes. In the US, qualified dividends are taxed at capital gains rates and ordinary dividends at income rates, and reinvested dividends are taxable in the year received even though you never see the cash. This calculator shows pre-tax figures; consult a tax professional for your situation.

Dividend Reinvestment Plan (DRIP) Calculator

Compounding with dividends reinvested vs taken as cash, side by side.

Open calculator >

WACC Calculator

Weighted average cost of capital, pre-filled from a ticker's real filings.

Open calculator >

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Data updated: July 2026