American Express Company (AXP)
NYSE · Financial Services · Financial - Credit Services
Profile
American Express Company
- Exchange
- NYSE
- Ticker
- AXP
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Country
- US
Operating globally, American Express Company and its affiliated entities deliver a comprehensive suite of charge and credit payment card solutions, alongside a variety of travel-related offerings. Its business structure is organized into three primary divisions: the Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Among its core offerings are diverse payment and financing instruments, robust network infrastructure services, tools for managing accounts payable expenses, and comprehensive travel and lifestyle support. Furthermore, it facilitates merchant services such as acquisition, transaction processing, settlement, and point-of-sale marketing, providing vital information and assistance to businesses. The company also specializes in fraud mitigation and developing and managing customer loyalty initiatives. These products and services are made available to a broad clientele, encompassing individual consumers, small and mid-sized enterprises, and large corporate entities. Distribution channels include digital platforms (mobile and online applications), collaborations with third-party vendors and partners, direct communication methods like mail and telephone, dedicated internal sales forces, and direct response advertising campaigns. Established in 1850, American Express Company maintains its corporate headquarters in New York, New York.
Key facts
American Express Company: key facts
- American Express Company (NYSE: AXP) is a Financial - Credit Services company in the Financial Services sector.
- In fiscal 2025, American Express Company reported revenue of $80.5B and net income of $10.8B.
- Revenue grew 16.0% a year over the last 4 fiscal years.
- Free cash flow was positive in 5 of the last 5 fiscal years.
- Net income was positive in 5 of the last 5 fiscal years.
- Over the last twelve months, revenue was $85.5B and net income was $12.3B.
MonkScore
American Express Company's MonkScore
MonkScore
MonkScore range: 90–100
as of October 2026
Sector rank: 89 of 850 in Financial Services
How this score is madeDisclaimer
Pillar ranges
- Growth80–90
- Profitability80–90
- Quality50–60
- Market Conviction90–100
- Safety70–80
The MonkScore runs from 0 to 100. Each range is one of ten 10-point groups, from 0–10 to 90–100.
Each pillar's range uses the same ten groups. The exact score and the pillar scores are in the MonkStreet app.
Fundamentals
Figures from the statements
American Express Company's annual figures and the last twelve months, in USD. Last report: 30 September 2026.
| Figure | Last 12 months | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Revenue | $85.5B | $80.5B | $74.2B | $67.4B | $55.6B | $44.4B |
| Gross profit | $72.9B | $67.0B | $60.8B | $55.6B | $50.7B | $44.6B |
| Operating income | $23.6B | $13.8B | $12.9B | $10.5B | $9.6B | $10.7B |
| Net income | $12.3B | $10.8B | $10.1B | $8.4B | $7.5B | $8.1B |
| Operating cash flow | $17.6B | $18.4B | $14.1B | $18.6B | $21.1B | $14.6B |
| Capital expenditure | -$3.7B | -$2.4B | -$1.9B | -$1.6B | -$1.9B | -$1.6B |
| Free cash flow | $13.9B | $16.0B | $12.1B | $17.0B | $19.2B | $13.1B |
| Total debt | $60.0B | $57.8B | $51.1B | $49.2B | $43.9B | $40.9B |
| Cash | $43.0B | $47.7B | $40.6B | $46.5B | $33.5B | $21.5B |
Revenue growth a year
- 1-year
- 8.4%
- 3-year
- 13.1%
- 4-year
- 16.0%
Compound growth between fiscal years.
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Page built on 31 October 2026.