Mastercard Incorporated (MA)
NYSE · Financial Services · Financial - Credit Services
Profile
Mastercard Incorporated
- Exchange
- NYSE
- Ticker
- MA
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Country
- US
Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.
Key facts
Mastercard Incorporated: key facts
- Mastercard Incorporated (NYSE: MA) is a Financial - Credit Services company in the Financial Services sector.
- In fiscal 2025, Mastercard Incorporated reported revenue of $32.8B and net income of $15.0B.
- Revenue grew 14.8% a year over the last 4 fiscal years.
- Free cash flow was positive in 5 of the last 5 fiscal years.
- Net income was positive in 5 of the last 5 fiscal years.
- Over the last twelve months, revenue was $36.3B and net income was $17.0B.
MonkScore
Mastercard Incorporated's MonkScore
MonkScore
MonkScore range: 90–100
as of October 2026
Sector rank: 1 of 850 in Financial Services
How this score is madeDisclaimer
Pillar ranges
- Growth90–100
- Profitability90–100
- Quality80–90
- Market Conviction90–100
- Safety90–100
The MonkScore runs from 0 to 100. Each range is one of ten 10-point groups, from 0–10 to 90–100.
Each pillar's range uses the same ten groups. The exact score and the pillar scores are in the MonkStreet app.
Fundamentals
Figures from the statements
Mastercard Incorporated's annual figures and the last twelve months, in USD. Last report: 30 September 2026.
| Figure | Last 12 months | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Revenue | $36.3B | $32.8B | $28.2B | $25.1B | $22.2B | $18.9B |
| Gross profit | $36.3B | $32.8B | $28.2B | $25.1B | $22.2B | $18.9B |
| Operating income | $21.3B | $18.9B | $16.3B | $14.6B | $12.7B | $10.1B |
| Net income | $17.0B | $15.0B | $12.9B | $11.2B | $9.9B | $8.7B |
| Operating cash flow | $16.9B | $17.6B | $14.8B | $12.0B | $11.2B | $9.5B |
| Capital expenditure | -$1.4B | -$1.2B | -$474.0M | -$371.0M | -$442.0M | -$814.0M |
| Free cash flow | $15.4B | $16.4B | $14.3B | $11.6B | $10.8B | $8.6B |
| Total debt | $23.9B | $19.0B | $18.2B | $15.7B | $14.0B | $13.9B |
| Cash | $10.1B | $10.6B | $8.4B | $8.6B | $7.0B | $7.4B |
Revenue growth a year
- 1-year
- 16.4%
- 3-year
- 13.8%
- 4-year
- 14.8%
Compound growth between fiscal years.
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Page built on 31 October 2026.