Bank of America Corporation (BAC)
NYSE · Financial Services · Banks - Diversified
Profile
Bank of America Corporation
- Exchange
- NYSE
- Ticker
- BAC
- Sector
- Financial Services
- Industry
- Banks - Diversified
- Country
- US
Operating globally through its various subsidiaries, Bank of America Corporation offers a comprehensive range of banking and financial products and services. Its extensive clientele includes individual consumers, small and mid-market businesses, institutional investors, large corporations, and government bodies worldwide. The Consumer Banking division provides diverse options such as traditional and money market savings accounts, certificates of deposit, individual retirement accounts (IRAs), and both interest-bearing and non-interest-bearing checking accounts, in addition to investment products. This segment also issues credit and debit cards, originates residential mortgages and home equity loans, and offers direct and indirect financing for needs like automotive purchases, recreational vehicles, and personal loans. Within its Global Wealth & Investment Management segment, the company delivers investment management, brokerage, banking, and trust and retirement solutions. It also crafts tailored wealth management strategies, including specialized asset management services. The Global Banking segment furnishes a broad spectrum of lending products, including commercial loans, leases, commitment facilities, trade finance, and both commercial real estate and asset-based lending. Furthermore, it provides treasury solutions such as cash management, foreign exchange, short-term investment options, and merchant services, alongside working capital management guidance. This segment also engages in debt and equity underwriting, distribution, and advisory services related to mergers and acquisitions. Through its Global Markets segment, Bank of America performs market-making activities, offers financing, and provides securities clearing, settlement, and custody services. It also devises risk management products employing interest rate, equity, credit, currency, and commodity derivatives, as well as foreign exchange, fixed-income, and mortgage-related instruments. As of December 31, 2021, the corporation served approximately 67 million consumer and small business clients. Its widespread infrastructure comprised around 4,200 retail financial centers and approximately 16,000 ATMs, supplemented by digital banking platforms utilized by roughly 41 million active users. Founded in 1784, Bank of America is headquartered in Charlotte, North Carolina.
Key facts
Bank of America Corporation: key facts
- Bank of America Corporation (NYSE: BAC) is a Banks - Diversified company in the Financial Services sector.
- In fiscal 2025, Bank of America Corporation reported revenue of $191.6B and net income of $30.5B.
- Revenue grew 19.5% a year over the last 4 fiscal years.
- Free cash flow was positive in 2 of the last 5 fiscal years.
- Net income was positive in 5 of the last 5 fiscal years.
- Over the last twelve months, revenue was $194.7B and net income was $32.1B.
MonkScore
Bank of America Corporation's MonkScore
MonkScore
MonkScore range: 20–30
as of October 2026
Sector rank: 639 of 850 in Financial Services
How this score is madeDisclaimer
Pillar ranges
- Growth30–40
- Profitability20–30
- Quality20–30
- Market Conviction20–30
- Safety50–60
The MonkScore runs from 0 to 100. Each range is one of ten 10-point groups, from 0–10 to 90–100.
Each pillar's range uses the same ten groups. The exact score and the pillar scores are in the MonkStreet app.
Fundamentals
Figures from the statements
Bank of America Corporation's annual figures and the last twelve months, in USD. Last report: 30 September 2026.
| Figure | Last 12 months | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Revenue | $194.7B | $191.6B | $192.4B | $171.9B | $115.1B | $93.9B |
| Gross profit | $117.7B | $107.4B | $96.1B | $94.2B | $92.4B | $93.7B |
| Operating income | $43.6B | $37.7B | $29.3B | $28.3B | $31.0B | $34.0B |
| Net income | $32.1B | $30.5B | $27.1B | $26.5B | $27.5B | $32.0B |
| Operating cash flow | $41.4B | $12.6B | -$8.8B | $45.0B | -$6.3B | -$7.2B |
| Capital expenditure | $0.0 | $0.0 | $0.0 | $0.0 | $0.0 | $0.0 |
| Free cash flow | $41.4B | $12.6B | -$8.8B | $45.0B | -$6.3B | -$7.2B |
| Total debt | $380.9B | $365.9B | $658.4B | $618.2B | $498.5B | $496.2B |
| Cash | $26.9B | $231.8B | $296.5B | $341.4B | $237.5B | $355.4B |
Revenue growth a year
- 1-year
- -0.5%
- 3-year
- 18.5%
- 4-year
- 19.5%
Compound growth between fiscal years.
Peers
Similar companies
- U.S. BancorpNYSE:USBMonkScore range: 30–40
- JPMorgan Chase & Co.NYSE:JPMMonkScore range: 40–50
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Page built on 31 October 2026.