Stock

Toast, Inc. (TOST)

NYSE · Technology · Software - Infrastructure

Profile

Toast, Inc.

Exchange
NYSE
Ticker
TOST
Sector
Technology
Industry
Software - Infrastructure
Country
US

Toast, Inc. delivers a comprehensive cloud-based digital technology platform tailored specifically for the restaurant sector, serving businesses across the United States and Ireland. Its extensive product suite features an array of hardware solutions, including the foundational Toast Point of Sale (POS) system. Toast Flex offers versatile functionality, adaptable as an on-counter order and payment terminal, a server workstation, a guest kiosk, a kitchen display system, or an order fulfillment hub. For enhanced tableside service and expedited table turnover, the company provides Toast Go, a handheld POS device facilitating ordering and payment acceptance directly at the table, alongside Toast Tap, a compact card reader. Beyond hardware, Toast supplies robust software solutions. Toast Order & Pay empowers guests to place orders and settle bills conveniently from their mobile devices. The platform integrates specialized kitchen display system software, streamlining communication between front-of-house staff and the kitchen team. For larger operations, multi-location management software enables customers to centralize operational control, standardize procedures, and efficiently configure menus. Back-office administrative tasks are supported by xtraCHEF tools. Furthermore, Toast Flex for Kitchen provides a larger, mountable hardware solution designed specifically as a kitchen screen. Regarding customer engagement and logistics, Toast offers the Toast Online Ordering & Toast TakeOut app, a software platform enabling restaurants to accept off-premises orders directly through their branded websites. For delivery, they provide First-Party Delivery services, allowing restaurants to manage their own driver fleets and customize delivery parameters such as hours, zones, fees, and minimum order values. Additionally, Toast Delivery Services connects restaurants with a network of third-party delivery drivers, complemented by broader Toast Delivery Partners services. The company's offerings extend to comprehensive business support services. These encompass loyalty programs and gift card management, payroll and team administration tools, tailored business owner policy insurance with restaurant-specific enhancements, and efficient payment processing solutions. Toast also facilitates financial support through loans advanced to restaurants and purchase financing options. Detailed reporting and analytics solutions provide valuable insights. For broader integration, Toast Partner Connect allows users to discover, select, and seamlessly integrate with various third-party partners via bi-directional APIs. Established in 2011, Toast, Inc. maintains its headquarters in Boston, Massachusetts.

Key facts

Toast, Inc.: key facts

  • Toast, Inc. (NYSE: TOST) is a Software - Infrastructure company in the Technology sector.
  • In fiscal 2025, Toast, Inc. reported revenue of $6.2B and net income of $342.0M.
  • Revenue grew 37.8% a year over the last 4 fiscal years.
  • Free cash flow was positive in 3 of the last 5 fiscal years.
  • Net income was positive in 2 of the last 5 fiscal years.
  • Over the last twelve months, revenue was $6.8B and net income was $486.0M.

MonkScore

Toast, Inc.'s MonkScore

MonkScore

MonkScore range: 90–100

as of October 2026

Sector rank: 89 of 1030 in Technology

How this score is madeDisclaimer

Pillar ranges

  • Growth80–90
  • Profitability90–100
  • Quality70–80
  • Market Conviction60–70
  • Safety60–70

The MonkScore runs from 0 to 100. Each range is one of ten 10-point groups, from 0–10 to 90–100.

Each pillar's range uses the same ten groups. The exact score and the pillar scores are in the MonkStreet app.

Fundamentals

Figures from the statements

Toast, Inc.'s annual figures and the last twelve months, in USD. Last report: 30 June 2026.

FigureLast 12 monthsFY 2025FY 2024FY 2023FY 2022FY 2021
Revenue$6.8B$6.2B$5.0B$3.9B$2.7B$1.7B
Gross profit$1.8B$1.6B$1.2B$834.0M$511.0M$314.0M
Operating income$435.0M$305.0M$16.0M-$287.0M-$384.0M-$228.0M
Net income$486.0M$342.0M$19.0M-$246.0M-$275.0M-$487.0M
Operating cash flow$635.0M$661.0M$360.0M$135.0M-$156.0M$2.0M
Capital expenditure-$59.0M-$53.0M-$54.0M-$42.0M-$33.0M-$19.0M
Free cash flow$576.0M$608.0M$306.0M$93.0M-$189.0M-$17.0M
Total debt$0.0$40.0M$34.0M$44.0M$94.0M$99.0M
Cash$1.0B$1.4B$903.0M$605.0M$547.0M$809.0M

Revenue growth a year

1-year
24.1%
3-year
31.1%
4-year
37.8%

Compound growth between fiscal years.

Peers

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Page built on 31 October 2026.