Stock

PayPal Holdings, Inc. (PYPL)

NASDAQ · Financial Services · Financial - Credit Services

Profile

PayPal Holdings, Inc.

Exchange
NASDAQ
Ticker
PYPL
Sector
Financial Services
Industry
Financial - Credit Services
Country
US

PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy. Through its extensive platform, consumers are able to send and receive funds across roughly 200 global markets and in approximately 100 different currencies. Additionally, users can transfer money to their bank accounts in 56 currencies and maintain account balances in 25 distinct currencies within their PayPal accounts. Founded in 1998, the company's corporate headquarters are situated in San Jose, California.

Key facts

PayPal Holdings, Inc.: key facts

  • PayPal Holdings, Inc. (NASDAQ: PYPL) is a Financial - Credit Services company in the Financial Services sector.
  • In fiscal 2025, PayPal Holdings, Inc. reported revenue of $33.2B and net income of $5.2B.
  • Revenue grew 6.9% a year over the last 4 fiscal years.
  • Free cash flow was positive in 5 of the last 5 fiscal years.
  • Net income was positive in 5 of the last 5 fiscal years.
  • Over the last twelve months, revenue was $34.3B and net income was $4.7B.

MonkScore

PayPal Holdings, Inc.'s MonkScore

MonkScore

MonkScore range: 80–90

as of October 2026

Sector rank: 159 of 850 in Financial Services

How this score is madeDisclaimer

Pillar ranges

  • Growth60–70
  • Profitability80–90
  • Quality90–100
  • Market Conviction70–80
  • Safety50–60

The MonkScore runs from 0 to 100. Each range is one of ten 10-point groups, from 0–10 to 90–100.

Each pillar's range uses the same ten groups. The exact score and the pillar scores are in the MonkStreet app.

Fundamentals

Figures from the statements

PayPal Holdings, Inc.'s annual figures and the last twelve months, in USD. Last report: 30 September 2026.

FigureLast 12 monthsFY 2025FY 2024FY 2023FY 2022FY 2021
Revenue$34.3B$33.2B$31.8B$29.8B$27.5B$25.4B
Gross profit$15.3B$15.5B$14.7B$13.7B$13.8B$14.0B
Operating income$6.3B$6.1B$5.3B$5.0B$3.8B$4.3B
Net income$4.7B$5.2B$4.1B$4.2B$2.4B$4.2B
Operating cash flow$7.1B$6.4B$7.5B$4.8B$5.8B$5.8B
Capital expenditure-$794.0M-$852.0M-$683.0M-$623.0M-$706.0M-$908.0M
Free cash flow$6.3B$5.6B$6.8B$4.2B$5.1B$4.9B
Total debt$13.5B$10.0B$9.9B$9.7B$10.4B$9.0B
Cash$7.2B$8.0B$6.6B$9.1B$7.8B$5.2B

Revenue growth a year

1-year
4.3%
3-year
6.4%
4-year
6.9%

Compound growth between fiscal years.

Peers

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Page built on 31 October 2026.