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PayPal vs American Express

MonkScore ranges and fundamentals, side by side

Key facts

PayPal and American Express: key facts

  • In fiscal 2025, PayPal Holdings, Inc. reported revenue of $33.2B and net income of $5.2B.
  • In fiscal 2025, American Express Company reported revenue of $80.5B and net income of $10.8B.
  • PayPal Holdings, Inc.'s revenue grew 6.9% a year from fiscal 2021 to fiscal 2025.
  • American Express Company's revenue grew 16.0% a year from fiscal 2021 to fiscal 2025.
  • PayPal Holdings, Inc.'s free cash flow was positive in 5 of the 5 fiscal years from 2021 to 2025.
  • American Express Company's free cash flow was positive in 5 of the 5 fiscal years from 2021 to 2025.
  • In the twelve months to 30 September 2026, PayPal Holdings, Inc. reported revenue of $34.3B and net income of $4.7B.
  • In the twelve months to 30 September 2026, American Express Company reported revenue of $85.5B and net income of $12.3B.

Side by side

PayPal and American Express, side by side

Each figure is in the company's reporting currency, with its fiscal year or the date of its last report.

FigurePayPal Holdings, Inc.NASDAQ:PYPLAmerican Express CompanyNYSE:AXP
MonkScore
MonkScore range80–90as of October 202690–100as of October 2026
Sector rank159 of 850 in Financial Services89 of 850 in Financial Services
How this score is madeDisclaimer
Profile
SectorFinancial ServicesFinancial Services
IndustryFinancial - Credit ServicesFinancial - Credit Services
Latest fiscal year
Revenue$33.2BFY 2025$80.5BFY 2025
Net income$5.2BFY 2025$10.8BFY 2025
Free cash flow$5.6BFY 2025$16.0BFY 2025
Operating cash flow$6.4BFY 2025$18.4BFY 2025
Total debt$10.0BFY 2025$57.8BFY 2025
Cash$8.0BFY 2025$47.7BFY 2025
Last 12 months
Revenue$34.3Bto 30 September 2026$85.5Bto 30 September 2026
Net income$4.7Bto 30 September 2026$12.3Bto 30 September 2026
Free cash flow$6.3Bto 30 September 2026$13.9Bto 30 September 2026
Operating cash flow$7.1Bto 30 September 2026$17.6Bto 30 September 2026
Total debt$13.5Bto 30 September 2026$60.0Bto 30 September 2026
Cash$7.2Bto 30 September 2026$43.0Bto 30 September 2026

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